Management and Staff of Professionals Modbury/ Golden Grove wish you and your family a very Merry Christmas and a Happy New Year.
Thursday, 22 December 2011
Office Closing
Our Office will close at 12pm on Friday 23th December 2011 and re-open Tuesday the 3rd January 2012.
Management and Staff of Professionals Modbury/ Golden Grove wish you and your family a very Merry Christmas and a Happy New Year.
Management and Staff of Professionals Modbury/ Golden Grove wish you and your family a very Merry Christmas and a Happy New Year.
Monday, 19 December 2011
Sunday, 11 December 2011
From the desk of Steve Lamb
Christmas day is almost upon us and everyone is beginning to feel the Christmas spirit. Ironically I have noticed a lapse in the amount Christmas lights on houses, surely this is due to rising energy costs and the result of the tough year that has passed..
The reserve bank has given home owners an early Christmas present by reducing the interest rates by a quarter percent. This will benefit home owners by reducing the average mortgage by about $50 per month. Not to mention bring some buyer confidence back to the market with the assurance that lending rates are becoming more competitive and affordable.
The Aussie dollar may slightly fall as a result of the interest rate cut but this will be seen as a positive for local shop owners as shoppers may choose to buy locally again rather than online as recent trends have shown.
The reserve bank has given home owners an early Christmas present by reducing the interest rates by a quarter percent. This will benefit home owners by reducing the average mortgage by about $50 per month. Not to mention bring some buyer confidence back to the market with the assurance that lending rates are becoming more competitive and affordable.
The Aussie dollar may slightly fall as a result of the interest rate cut but this will be seen as a positive for local shop owners as shoppers may choose to buy locally again rather than online as recent trends have shown.
Open House Inspections are becoming ghost towns during December as the public chooses to finish their last minute Christmas shopping over viewing properties. As an alternative we have begun twilight evening open inspections on weeknights. These are proving to be quite a success as we catch buyers on their way home from work.
Thursday, 1 December 2011
Merry Christmas
Management and Staff of Professionals Modbury/ Golden Grove wish you and your family a very Merry Christmas and a Happy New Year.
Our Office will close at 12pm on Friday 23th December 2011 and re-open Tuesday the 3rd January 2012.
Our Office will close at 12pm on Friday 23th December 2011 and re-open Tuesday the 3rd January 2012.
Wednesday, 30 November 2011
Wednesday, 23 November 2011
Meeting the Criteria Set by Mortgage Lenders to Obtain a home Loan
Mortgage lenders have set policies and criteria when assessing home loans or mortgage lending. Borrowers
can minimize the risk of rejection by taking some simple steps.
Genuine savings
Borrowers should ensure that they are able to provide proof of genuine savings. The easiest way would be to have a separate savings account into which funds are deposited regularly.
Stability of Employment
The employment record is an important factor when assessing serviceability, ie capacity to repay the loan. Being in the same job for at least 6 months and having completed the period of probation is a minimum requirement with most lenders.
Suitability of the Property.
Before making an offer on a property, borrowers should ascertain the criteria under which lenders will consider the particular type of property,e.g. an apartment or unit.
Borrower’s Credit File
A negative credit file is something that most lenders will not overlook. The default listed on the credit file could be something as simple as an overlooked telecommunication file.
Up–to-date Documents
Financial institutions need documents to check the accuracy of the information provided in the application form.Pay slips, bank statements, existing loan statements and any other documents that provide
confirmation of the income and Liability status of the borrowers should be kept for this purpose. Researching and planning to meet the lending criteria of the mortgage lenders will help eliminate the rejection of the home loan application when a suitable property is located and an offer
made.
can minimize the risk of rejection by taking some simple steps.
Genuine savings
Borrowers should ensure that they are able to provide proof of genuine savings. The easiest way would be to have a separate savings account into which funds are deposited regularly.
Stability of Employment
The employment record is an important factor when assessing serviceability, ie capacity to repay the loan. Being in the same job for at least 6 months and having completed the period of probation is a minimum requirement with most lenders.
Suitability of the Property.
Before making an offer on a property, borrowers should ascertain the criteria under which lenders will consider the particular type of property,e.g. an apartment or unit.
Borrower’s Credit File
A negative credit file is something that most lenders will not overlook. The default listed on the credit file could be something as simple as an overlooked telecommunication file.
Up–to-date Documents
Financial institutions need documents to check the accuracy of the information provided in the application form.Pay slips, bank statements, existing loan statements and any other documents that provide
confirmation of the income and Liability status of the borrowers should be kept for this purpose. Researching and planning to meet the lending criteria of the mortgage lenders will help eliminate the rejection of the home loan application when a suitable property is located and an offer
made.
Professionals supporting Hayden Buckham at Stadium Drift Final Round, 2011
Round 3 series finished off on Saturday November 5th at the very popular Tailem Bend drift track with some outstanding performances from some of the very best SA drifters. Going into the final round Hayden Buckham took the championship from reigning champion Simon Michelmore. The finals drew a record entry & combined with the "Matsuri " provided a good crowd & keen drivers.
Sunday, 6 November 2011
Tuesday, 4 October 2011
Canis Ave, Hope Valley SOLD
Congratulations to Nikki Lehman (sales consultant) and her vendor and buyers on the sale at Canis Ave, Hope Valley
Monday, 3 October 2011
Edinburgh Road, Modbury SOLD
Congratulations to Bruce Raison (sales consultant) and his vendor and buyers on the sale at Edinburgh Road, Modbury
Tuesday, 27 September 2011
Steve Lamb's (Sales Consultant) Holiday to Thailand
Mid August saw Steve escape the stresses of everyday living with a relaxing holiday in Phuket, Thailand. While August here in Adelaide at the time was cold and windy, Thailand had the complete opposite with 30 degree days and quite humid. Steve thought it would be the perfect opportunity to work on his tan but it turns out the sunscreen he was using must have been too strong, he ended up returning just as pale as when he left.
Apart from relaxing at the beautiful beachside resort, Steve and his partner Jess made some time to visit some of the beautiful sights Thailand has to offer. One highlight was the speedboat ride taking them to all the wonderful island attractions and pristine beaches along with snorkelling the reefs and swimming with the tropical fish. Plenty of fantastic memories to bring home with them.
Other wonderful memories they have were canoeing through dark caves, visiting tranquil lagoons, elephant trekking, talking and learning local culture from the Thai tour guides.
The people are very friendly and always willing to help. A word of advice is not to get a traditional thai massage. Steve came out feeling a lot sorer than when he entered after the lady walked all over his back and folded him in half like a piece of origami..
All in all a great holiday and a beautiful place to visit.
Professionals Supporting Hayden Buckham at Stadium Drift Round 2, 2011
On Saturday 3rd September South Australian best drifters battled it out at
Tailem Bend Motorsport Park for round 2 pro class. Close and
competitive sideways action had all talking who would win this event. The
battles from top 8 to the finals were fierce with Simon Michelmore &
Hayden Buckham driving “out of their skins” in some of the best battles
seen. Hayden in the end was triumphant making this his second win for
the two rounds. The Professionals would like to congratulate Hayden on
his wins and encourage others to spectate this adrenal filled sport at the
next round of Stadium Drift on Saturday 5th November.
Tailem Bend Motorsport Park for round 2 pro class. Close and
competitive sideways action had all talking who would win this event. The
battles from top 8 to the finals were fierce with Simon Michelmore &
Hayden Buckham driving “out of their skins” in some of the best battles
seen. Hayden in the end was triumphant making this his second win for
the two rounds. The Professionals would like to congratulate Hayden on
his wins and encourage others to spectate this adrenal filled sport at the
next round of Stadium Drift on Saturday 5th November.
Professionals Top Office Again
Well we won it again, yes for the 10th time it is pleasing to say we were top office again plus Antony Kershaw was No.2 salesperson and Anne Wierenga was No. 4 which gave us 5 salespeople in the top 20.
Held at the Intercontinental Hotel (former Hyatt) on North Tce, the setting of the room was spectacular and we were met by the “moving statues” dressed in white – well done the Intercontinental, and it set the scene for a relaxed and enjoyable night.
Speeches were kept short, the 7 piece band Fever Was really good and it wasn’t long before everybody – well most anyway (what is it with men that won’t dance – you only have to stand there and sway in the breeze).
The food was really good, the service was nicely spaced and the wine was very good – both white and red.
With tired feet and voices (yes real estate people can get hoarse) the evening finished at approximately 11.30 pm with the more mature going home to bed and the younger visiting the casino next door.
To sum it up –a really great night that everybody enjoyed.
Held at the Intercontinental Hotel (former Hyatt) on North Tce, the setting of the room was spectacular and we were met by the “moving statues” dressed in white – well done the Intercontinental, and it set the scene for a relaxed and enjoyable night.
Speeches were kept short, the 7 piece band Fever Was really good and it wasn’t long before everybody – well most anyway (what is it with men that won’t dance – you only have to stand there and sway in the breeze).
The food was really good, the service was nicely spaced and the wine was very good – both white and red.
With tired feet and voices (yes real estate people can get hoarse) the evening finished at approximately 11.30 pm with the more mature going home to bed and the younger visiting the casino next door.
To sum it up –a really great night that everybody enjoyed.
Professionals Reunion Dinner on 3rd September at the Maylands Hotel
Saturday night 3rd September saw a number of old and existing employees get together for dinner at the Maylands Hotel. The food was great, we had our own room (we needed it to contain the noise) and it was great to hear that everybody was in good health. It varied from 17 years to 5 years ago that people had left us and still looked as good as when we worked together. Everyone explained what they remember that characters we are in real estate and fond memories they all had of our time together.
3 Easy Steps To Selling Your Home
1. Choose a local Real Estate Agent. Professionals are independently owned real estate businesses, with Agents who know their local areas and know the people who make up the community. When you choose to work with Professionals, you benefit from all the advantages offered by a fully networked real estate group, and receive the individual attention and responsibility provided by a privately owned, local business. Should you choose not to work with Professionals, ensure that you have done your research on your Agent.
2. We'll help you choose the best way to sell your home. To successfully sell a home it's important to have a sound knowledge of the local real estate market. We'll help you decide on a realistic value for your home, based on actual market activity in your area and we'll guide you through the preparation for presentation to the market. We'll work with you to plan the best mix of marketing activity to attract buyers to your home. Signs, Internet, office displays, press or maybe a catalogue all help to sell your home.
3. We'll help you customise your own marketing plan. You'll be shown marketing plans from which we'll help you customise one to suit the property and your budget. It's also your choice how to sell your home. We'll discuss with you the best method the suits you and the property - For Sale or Auction. It's our job to make the sale of your home a rewarding experience.
2. We'll help you choose the best way to sell your home. To successfully sell a home it's important to have a sound knowledge of the local real estate market. We'll help you decide on a realistic value for your home, based on actual market activity in your area and we'll guide you through the preparation for presentation to the market. We'll work with you to plan the best mix of marketing activity to attract buyers to your home. Signs, Internet, office displays, press or maybe a catalogue all help to sell your home.
3. We'll help you customise your own marketing plan. You'll be shown marketing plans from which we'll help you customise one to suit the property and your budget. It's also your choice how to sell your home. We'll discuss with you the best method the suits you and the property - For Sale or Auction. It's our job to make the sale of your home a rewarding experience.
Professionals supporting National Breast Cancer Foundation
Professionals take our social responsibilities within the community very seriously. We care for our members, our clients and the wider community as they are as much a part of our lives as we are a part of theirs. Professionals across Australia have committed to the National Breast Cancer Foundation to raise $500,000 nationally per annum.Over the years we have raised much needed funds for the people at the NBCF, thanks to donations from the public, a portion of each sale from every office, and the fantastic staff that work within our organisation. Professionals will continue to build the special relationship we have with the NBCF until a cure can be found for this deadly disease.
The National Breast Cancer Foundation strives to fund the latest research into developing a cure for breast cancer. Professionals and the NBCF have formed a Diamond Partnership, with a financial fundraising commitment being pledged annually. Right across Australia fundraising continues throughout the year with charity events and auctions at both a national and local office level.
To visit the National Breast Cancer Foundation’s website, click here – www.nbcf.org.au
The National Breast Cancer Foundation strives to fund the latest research into developing a cure for breast cancer. Professionals and the NBCF have formed a Diamond Partnership, with a financial fundraising commitment being pledged annually. Right across Australia fundraising continues throughout the year with charity events and auctions at both a national and local office level.
To visit the National Breast Cancer Foundation’s website, click here – www.nbcf.org.au
The Professionals Real Estate Group
Professionals is one of the most recognisable real estate brands in Australasia, comprising well over 300 offices throughout Australia, New Zealand and a number of Asia-Pacific countries.
Professionals was created by the members for the members and runs through both group and regional boards. Member services are in turn provided through regional service centres. The group prides itself on its social responsibility both through member contribution at local levels and at national levels, as a key supporter to the National Breast Cancer Foundation in Australia and the Child Cancer Foundation in New Zealand.
Our strong membership are all locally owned real estate operators, who offer a variety of quality property related services and enjoy belonging to the best value brand, Professionals.
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